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VVISA INC.
Payment Network10-K · Filed 2025-11-06
Clarity Fair Value
$282.31
OVERVALUED (-10.2%)
Market Price
$314.43
▼ 10.2% Downside
$254$388$523$657$791202620282030203220342036Market $314
Fair Value PathMarket Price

Model BlendHIGH agreement · 15% spread

DCF$325.57 · 47%
Comps$285.10 · 34%
EV/Rev$259.83 · 8%
ROIC Fade$106.61 · 8%
Residual Income$117.31 · 4%
Trailing Rev Growth
11.3%
Model Implied CAGR
7.5%
1Y Price Target
$312.04
Market Cap
$618B

V Valuation Summary

Based on Clarity's multi-model valuation engine, VISA INC. (V) has an estimated fair value of $282.31 per share, compared to its current market price of $314.43. The stock is currently trading 10.2% above Clarity's fair value estimate, resulting in a verdict of OVERVALUED.

This valuation blends 5 independent models — including Discounted Cash Flow (DCF), Comparable Companies, EV/Revenue, and 2 more. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 5 models show high agreement with a 15% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 31.1% probability that the stock is trading below its intrinsic value, with a median simulated value of $248.35.

Clarity's 1-year price target is $312.04, reflecting expected earnings growth and margin trajectory.

VISA INC. is classified under the Payment Network sector, and this valuation is based on 10-K · Filed 2025-11-06 filings sourced directly from SEC EDGAR. All models use trailing twelve month (TTM) financials where available, with sector-appropriate growth and discount rate assumptions.

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Updated Mar 11, 2026, 5:11 AM UTC · Powered by Clarity Valuation Engine · Methodology

VISA INC. (V) Valuation Summary

Clarity's 6-model valuation engine estimates VISA INC. (V) at $282.31 per share, compared to the current market price of $314.43. This represents a 10.2% downside from the current price. The verdict is OVERVALUED.

This valuation was generated from VISA INC.'s 10-K · Filed 2025-11-06 filing, classified in the Payment Network sector with high confidence. Model agreement is HIGH with a 15% spread across models.

Models used: DCF (scenario-weighted), Residual Income, Comparable Companies, EV/Revenue, ROIC Fade, and Dividend Discount Model. All data sourced from SEC EDGAR and validated against XBRL structured filings.