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SEZLSezzle Inc.
Fintech / Payments10-K · Filed 2026-02-26
Clarity Fair Value
$104.22
SIGNIFICANTLY UNDERVALUED (+45.1%)
Market Price
$71.84
▲ 45.1% Upside
$65$140$216$292$367202620282030203220342036Market $72
Fair Value PathMarket Price

Model BlendHIGH agreement · 18% spread

DCF$111.85 · 38%
Comps$119.02 · 34%
EV/Rev$112.25 · 17%
ROIC Fade$18.46 · 8%
Residual Income$29.39 · 4%
Trailing Rev Growth
66.1%
Model Implied CAGR
6.8%
1Y Price Target
$140.46
Market Cap
$2B

SEZL Valuation Summary

Based on Clarity's multi-model valuation engine, Sezzle Inc. (SEZL) has an estimated fair value of $104.22 per share, compared to its current market price of $71.84. The stock is currently trading 45.1% below Clarity's fair value estimate, resulting in a verdict of SIGNIFICANTLY UNDERVALUED.

This valuation blends 5 independent models — including Discounted Cash Flow (DCF), Comparable Companies, EV/Revenue, and 2 more. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 5 models show high agreement with a 18% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 64.1% probability that the stock is trading below its intrinsic value, with a median simulated value of $88.24.

Clarity's 1-year price target is $140.46, reflecting expected earnings growth and margin trajectory.

Sezzle Inc. is classified under the Fintech / Payments sector, and this valuation is based on 10-K · Filed 2026-02-26 filings sourced directly from SEC EDGAR. All models use trailing twelve month (TTM) financials where available, with sector-appropriate growth and discount rate assumptions.

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Updated Mar 9, 2026, 4:01 PM UTC · Powered by Clarity Valuation Engine · Methodology

Sezzle Inc. (SEZL) Valuation Summary

Clarity's 6-model valuation engine estimates Sezzle Inc. (SEZL) at $104.22 per share, compared to the current market price of $71.84. This represents a 45.1% upside from the current price. The verdict is SIGNIFICANTLY UNDERVALUED.

This valuation was generated from Sezzle Inc.'s 10-K · Filed 2026-02-26 filing, classified in the Fintech / Payments sector with high confidence. Model agreement is HIGH with a 18% spread across models.

Models used: DCF (scenario-weighted), Residual Income, Comparable Companies, EV/Revenue, ROIC Fade, and Dividend Discount Model. All data sourced from SEC EDGAR and validated against XBRL structured filings.