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MAMastercard Inc
Payment Network10-K · Filed 2026-02-11
Clarity Fair Value
$493.30
FAIR VALUE (-5.6%)
Market Price
$522.34
5.6% Downside
$444$654$864$1.1K$1.3K202620282030203220342036Market $522
Fair Value PathMarket Price

Model BlendHIGH agreement · 9% spread

DCF$538.06 · 51%
Comps$477.20 · 37%
EV/Rev$482.57 · 8%
ROIC Fade$104.76 · 4%
Trailing Rev Growth
16.4%
Model Implied CAGR
7.3%
1Y Price Target
$557.33
Market Cap
$473B

MA Valuation Summary

Based on Clarity's multi-model valuation engine, Mastercard Inc (MA) has an estimated fair value of $493.30 per share, compared to its current market price of $522.34. The stock is currently trading 5.6% above Clarity's fair value estimate, resulting in a verdict of FAIR VALUE.

This valuation blends 4 independent models — including Discounted Cash Flow (DCF), Comparable Companies, EV/Revenue, and 1 more. The primary weight is given to the Discounted Cash Flow (DCF) model, with Bayesian triangulation used to reconcile the estimates into a single blended fair value. The 4 models show high agreement with a 9% spread between the highest and lowest estimates.

Monte Carlo simulation across 5,000 scenarios estimates a 35.1% probability that the stock is trading below its intrinsic value, with a median simulated value of $429.09.

Clarity's 1-year price target is $557.33, reflecting expected earnings growth and margin trajectory.

Mastercard Inc is classified under the Payment Network sector, and this valuation is based on 10-K · Filed 2026-02-11 filings sourced directly from SEC EDGAR. All models use trailing twelve month (TTM) financials where available, with sector-appropriate growth and discount rate assumptions.

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Updated Mar 8, 2026, 6:49 PM UTC · Powered by Clarity Valuation Engine · Methodology

Mastercard Inc (MA) Valuation Summary

Clarity's 6-model valuation engine estimates Mastercard Inc (MA) at $493.30 per share, compared to the current market price of $522.34. This represents a 5.6% downside from the current price. The verdict is FAIR VALUE.

This valuation was generated from Mastercard Inc's 10-K · Filed 2026-02-11 filing, classified in the Payment Network sector with high confidence. Model agreement is HIGH with a 9% spread across models.

Models used: DCF (scenario-weighted), Residual Income, Comparable Companies, EV/Revenue, ROIC Fade, and Dividend Discount Model. All data sourced from SEC EDGAR and validated against XBRL structured filings.